Terms And Conditions
By purchasing our insurance policy, you agree to abide by the terms and conditions outlined below. Please read these terms carefully before proceeding.
POLICY COVERAGE
Our insurance policy provides coverage for a list of covered items or events, subject to the terms and conditions specified herein.
POLICYHOLDER RESPONSIBILITIES
As the policyholder, you are responsible for providing accurate and complete information during the application process. Failure to do so may result in the denial of claims or cancellation of your policy.
PREMIUM PAYMENTS
Premium payments must be made promptly to keep your policy active. Failure to pay premiums may result in the lapse or cancellation of your coverage.
CLAIMS PROCESS
In the event of a covered loss, you must notify us as soon as reasonably possible and provide all necessary documentation to support your claim. We will assess the claim and decide based on the terms of the policy.
EXCLUSIONS
Our policy may not cover certain events or circumstances, as outlined in the exclusions section. It is important to review these exclusions carefully to understand the limitations of your coverage.
POLICY LIMITS
Coverage limits may apply to certain types of claims. It is important to be aware of these limits and adjust your coverage as needed to ensure adequate protection.
RENEWAL AND CANCELLATION
Your policy may be renewed annually, subject to the terms and conditions set forth by the insurance company. We reserve the right to cancel your policy for non-payment of premiums or other reasons as permitted by law.
POLICY AMENDMENTS
We may amend the terms and conditions of your policy from time to time with proper notice. It is your responsibility to review these changes and decide whether to accept them or make adjustments to your coverage.
Privacy and Data Protection
We are committed to protecting your privacy and personal data by applicable laws and regulations. By purchasing our insurance policy, you consent to the collection, use, and disclosure of your information as outlined in our privacy policy.
GOVERNING LAW
This policy shall be governed by and construed by the laws of the jurisdiction. Any disputes arising under this policy shall be subject to the exclusive jurisdiction of the courts in the jurisdiction.By purchasing our insurance policy, you acknowledge that you have read, understood, and agree to abide by these terms and conditions. Failure to comply with these terms may result in the denial of claims or other adverse actions. Thank you for choosing iCare for your insurance needs.
